Buyer´s Guide

Things to know while buying property

Documents required for Home Loan :

List of Documents for Salaried Individuals

  • KYC Documents
  • Salary slip / Salary Certificate
  • Form-16
  • Copy of all bank pass books / bank statements

List of Documents required for Self-Employed Businessmen

  • KYC Documents
  • Copy of last 3 Years Income Tax Returns of the applicant
  • Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm
  • Brief Business Profile on the Letter Head of the firm by the applicant
  • Bank Statement of Savings Account & Current Account, O/D Account
  • Copy of Establishment License / VAT Registration or any other mandatory license / registration or old ITRs evidencing business
  • Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
  • Copy of Tax Deduction Certificate / Form-16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / Self Assessment Tax paid challan

List of Documents required for Self-Employed Professionals

  • KYC Documents
  • Copy of last 2 Years Income Tax Returns of the applicant along with computation of income
  • Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm
  • Brief Business Profile on the letter head of the firm by the applicant
  • Bank Statement of Savings Account & Current Account, O/D Account
  • Copy of Establishment License / VAT Registration or any other mandatory license / registration
  • Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
  • Copy of Tax Deduction Certificate / Form-16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / Self Assessment Tax paid challan
  • Copy of Educational Qualification Certificate
  • Copy of Professional Practice Certificate
  • Salary Certificate (in case of doctors having salaried income)

Common documents needed for KYC compliance

Photo Id Proof

  • Pan Card
  • Passport
  • Voters ID Card
  • Driving License

Residence Proof

  • Electricity Bill
  • Telephone/Mobile Bill
  • Bank Statement/Passbook With Address